Banking- Role of Commercial Banks, Issue of NPA, Financial Inclusion

Table of Content:- Role of Commercial Banks Issue of NPA Financial Inclusion A Commercial bank is a type of financial institution that provides services such as accepting deposits, making business loans, and offering basic investment products There is acute shortage of capital. People lack initiative and enterprise. Means of transport are undeveloped. Industry is depressed. The commercial … Read more

12.05.18 (RPSC) Rajasthan Current Affairs

RAJASTHAN Foodgrains yield in state stagnant for past decade   The yield of foodgrains in Rajasthan has remained more or less stagnant in the past decade, latest data released by the Reserve Bank of India (RBI) has revealed.   The wheat yield in Rajasthan that was 3,175 kgs per hectare in   2008-09 had registered … Read more

Digital divide & its prevention

Digital divide & its prevention Digital technologies have spread rapidly in much of the world. Digital dividends—the broader development benefits from using these technologies have lagged behind. In many instances digital technologies have boosted growth, expanded opportunities, and improved service delivery. Yet their aggregate impact has fallen short and is unevenly distributed. For digital technologies … Read more

DMPQ: What is alternative dispute resolution mechanism? What are its benefits?

Alternate Dispute Resolution (ADR) encompasses a range of means like Mediation, Arbitration, Conciliation to resolve conflicts outside formal court system.  Example of ADR are Lok adalats, National company law tribunal, family court, gram nayalaya etc. There are various benefits attached with the alternative dispute resolution mechanism:   Reduce workload on the judiciary.( About 3 crore … Read more

12.10.19 Rajasthan [RPSC] Current Affairs

RAJASTHAN Solar energy: 29 Rajasthan government colleges pay zero sum on electricity   Taking a major leap in harnessing solar power, state’s 29 government colleges are fulfilling their 100% power needs through solar energy. The solar panels were set up in these colleges in 2017-18 under the previous government to reduce expenditure on power. Until last year, 10 colleges … Read more

Soil Pollution

Soil Pollution is the Contamination of the soil by human and natural activities which may cause harmful effects on living beings. This may be due to the following factors. (i) Industrial wastes: Industries are the major causes for soil pollution Textiles, steel, paper, Cement, oil, dyeing and other industries are responsible for soil pollution. Toxic … Read more

Mixed ratio and proportion

  Ratio Introduction: Ratio is the relation which one quantity bears to another of the same kind. The ratio of two quantities a and b is the fraction a/b and we write it as a: b. In the ratio a: b, we call a as the first term or antecedent and b, the second term or consequent.   … Read more

16.02.18 (RPSC) Rajasthan Current Affairs

RAJASTHAN Rajasthan falls to sixth rank in ease of doing business   Rajasthan’s ranking in ‘ease of doing business’ has slipped from top five positions as local bodies and urban improvement trusts (UITs) lag in implementing business reforms. The state’s real-time ranking was third till January 2018, but now it has slipped to sixth position. … Read more

DMPQ- What are The objective of Mission Kakatiya ?

The objective of Mission Kakatiya is to enhance the development of agriculture based income for small and marginal farmers, by accelerating the development of minor irrigation infrastructure, strengthening community based irrigation management and adopting a comprehensive programme for restoration of tanks. Tanks have been the life line of Telangana owing to the state’s geographical positioning. … Read more

Public Expenditure : Theories of public expenditure; causes of growth of public expenditure and its impact on economy; internal and external borrowings.

Public expenditure is spending made by the government of a country on collective needs and wants such as pension, provision, infrastructure, etc. Until the 19th century, public expenditure was limited as laissez faire philosophies believed that money left in private hands could bring better returns. In democracy, public expenditure is an expression of people’s will, … Read more